Are You Paying Too Much to Invest? How High Fees May Destroy Your Generational Wealth скачать в хорошем качестве

Are You Paying Too Much to Invest? How High Fees May Destroy Your Generational Wealth

Are you paying too much to invest? Most Kenyan investors look at the annual returns (15%, 18%, 20%) but completely ignore the hidden fees that quietly destroy generational wealth. In this episode, we pull back the curtain on common investment brokers fee structure and use a compound interest calculator to reveal a shocking truth: Over 30 years, a "small" fee can cost you over $21 million in potential gains. We dive deep into the philosophy of Vanguard founder John Bogle, and compare high-fee managed funds against low-cost DIY platforms like HISA and Interactive Brokers. In this video, you will learn: The "Hidden Math" that brokers don't want you to see. Why a 50/50 split with your fund manager is more common than you think. How to use the NerdWallet calculator to audit your own portfolio. Why "Thinking in Decades" requires you to optimize for fees TODAY. Chapters: 0:00 The #1 Mistake Kenyan Investors Make 1:05 Why Nothing is Truly "Free" in Finance 2:15 John Bogle & The Vanguard Philosophy on Fees 3:30 Managing Risk vs. Being "Lazy" with Your Money 4:28 MMFs : The 5% Breakdown 5:50 The Calculator: 10 Years of Fees vs. Gains 7:12 The $21 Million Realization (30-Year Projection) 8:45 "Where are the Customers' Yachts?" 9:20 HISA Review: A Lower-Cost Alternative? 10:35 How to Start Investing in US & Kenyan Stocks 11:40 Final Verdict: Are MMFs Worth It? Resources Mentioned: NerdWallet Mutual Fund Calculator:https://www.nerdwallet.com/investing/... HISA App: https://www.hfm.com/ke/?refid=30463812 The Little Book of Common Sense Investing by John Bogle 👉 Subscribe to The Kenyan Wall Street for new episodes every week! Find us on Afripods: https://afripods.com/podcast/its-just... Listen & Follow Just Money Podcast on ALL Platforms: YouTube: Subscribe here! Spotify- Just Money Podcast TikTok- Just Money Podcast Twitter/X-Just Moneypod Instagram- Just Money Podcast ‎Follow the NSE Insights - The Kenyan Wall Street channel on WhatsApp: https://whatsapp.com/channel/0029Vb6b...