Are You Ever Too Old for an Annuity? скачать в хорошем качестве

Are You Ever Too Old for an Annuity?

How old is too old to buy an annuity? It typically doesn't make sense to buy one if you're under 50, and most insurance companies stop selling them once you hit 90. But as Americans live longer, our fear of outliving our savings has pushed sales of annuities to record highs. In fact, annuity sales topped $432 billion in 2024. Nonetheless, as ‪@mattburklund‬ with ‪@choosevault‬ and ‪@erinkennedytv‬ discuss, that doesn’t mean they’re right for everyone. In this interview, we break down: • When an annuity actually makes sense — and why timing is everything • The core problem annuities solve • How much liquidity you should keep before locking money up • The tax implications for you and your heirs • And what to consider if you’re too young or too old for an annuity If you’ve ever wondered whether an annuity fits into your retirement income plan, please give Matt a call at 425-256-3105 or visit www.ChooseVault.com to learn more. Investment advisory services are offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Vault Insurance & Investments are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. All investments involve the risk of potential investment losses as well as the potential for investment gains. Prior performance is no guarantee of future results. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. For a complete description of investment risks, fees, and services review the Brookstone Capital Management firm brochure (ADV Part 2) which is available from your Investment Advisor Representative or by contacting Brookstone Capital Management. Vault Insurance & Investments is not affiliated with or endorsed by the Social Security Administration or any other government agency. Please consult a licensed professional for tax and legal advice, neither Vault Insurance & Investments nor its agents engage in tax or legal advice. Membership to the SmartVester Pro program was granted on January 31, 2023. The SmartVestor program is a directory of investment professionals. Working with a SmartVestor Pro does not guarantee investment success, and no assurance can be made that working with a SmartVestor Pro will produce better results than working with a financial professional not affiliated with the program. Financial professionals must have at least two years of experience as a registered investing professional and pay a fee to be a SmartVestor Pro. Neither Dave Ramsey nor SmartVestor Pro are affiliated with or endorsed by Brookstone. The CBDA (certified in blockchain and digital assets) was given on May 11, 2024, by the Digital Assets Council of Financial Professionals. Receipt of such is based upon completing education requirements to receive the advanced certificate of achievement covering the period from May 11, 2024, through February 26, 2026. Third-party ratings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.