How to increase Your Credit Score Dramatically скачать в хорошем качестве

How to increase Your Credit Score Dramatically

💳 Want My Complete Credit Card Strategy & Travel Hacking System? Join Credit Club 2.0 and get access to the exact framework I used to rank these cards, plus step-by-step training on building credit, unlocking premium cards, and traveling first class for free. You'll get proven templates, personalised one-to-one support from credit specialists, and strategies that have helped 5,100+ people transform their finances. 👉 Apply here: https://www.whatiscreditclubs.com?el=... Your credit score controls more than you realise, premium card approvals, mortgage rates (tens of thousands in savings), and whether landlords consider you. The 5 Factors: Payment History (35%) - Miss one payment = drop 60 points, stays 7 years. Pay statement balance in full by due date (not minimum) Set up autopay 3 days before due date Utilisation (30%) - Keep under 10%, ideally under 5%. Has NO memory, boost score immediately Pay down BEFORE statement closes (that's what gets reported) Request limit increases every 6 months Example: £10K limit, spend £3K. Pay £2,700 before statement closes. Statement shows £300 (3%). Pay remaining £300 by due date. Credit Age (15%) Never close oldest card Hack: Become authorised user on old account (instant history boost) New Credit (10%) - Space applications 3-6 months apart Credit Mix (10%) - Let it happen naturally (car loans, mortgages) Key: Payment history + utilisation = 65% of score. Master these two. Common Mistakes: Closing old cards, paying minimum only, ignoring reports, opening too many cards fast. 💬 Current score and goal? Comment below. Like and subscribe for more.