Portfolio Structuring for Retirement - Section 10C and Wrappers | Investonline Insights скачать в хорошем качестве

Portfolio Structuring for Retirement - Section 10C and Wrappers | Investonline Insights

Retirement is not only about whether you can retire. It is about whether your investments are structured correctly so your plan is tax efficient, resilient and practical to live off. In this Investonline Expert Insights webinar, Directors Nick Brummer and Stuart Dyer explain how to structure a retirement portfolio when you do not have formal retirement funds at retirement. They unpack the Three Pillar framework, show how income structuring can reduce tax and sequence risk and explain how offshore wrappers and Section 10C (excess contributions) fit into a well-designed plan. Topics covered in this session: 00:00 Introduction 1:05 Webinar agenda 2:29 Retiring without pension 4:49 Three pillar framework 7:19 Portfolio tax efficiency 9:38 What income structuring does 11:47 Tax tools available 14:50 Structuring retirement income 17:37 Structuring in practice 19:26 What are excess contributions? 22:44 Section 10C tax example 24:55 Section 10C treatment on death 28:50 Drawbacks to consider 30:29 Q&A - Tax optimisation in retirement 31:54 Q&A - Live off cash or pension 33:35 Q&A - Estate duty on excess contributions 35:01 Q&A - Planning for emigration 36:34 Q&A - Taking a RA in retirement 37:36 Q&A - Avoid estate duty using Section 10C 39:18 Q&A - Starting a trust 41:14 Our core services 43:26 Investonline's value add 44:23 Engagement process and closing 📝 Register to attend our upcoming webinar - https://www.investonline.co.za/webinar/ 🌐 Visit us at www.investonline.co.za to explore our services or book an introduction meeting. 🌍 Serving clients across South Africa and abroad ☎️ 021 001 2323 📧 [email protected] 💡 For more insights Visit the Investonline Insights library for expert webinars and commentary designed to help you elevate your retirement and investment strategies. Subscribe for future episodes and updates. Disclaimer: Investonline is a registered Financial Services Provider 40592. This webinar video is for educational purposes only and does not constitute personalised financial advice. Please consult with a qualified planner to discuss your unique situation. Work. Wisdom. Wealth.