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💻 VIDEO SUMMARY: Learn the basics of Certificates of Deposit (CDs) plus CD laddering strategies. Maximize savings with low risk returns and smart timing. Are CD’s worth it as a good investment? 0:00 - Intro 0:49 - Video Topics 1:16 - What is a CD? 3:00 - How to Predict Interest Rates 3:30 - Types of CD's 4:36 - Opening a CD 5:40 - Benefits of CD's 6:20 - Limitations & Risks 7:00 - CD Laddering 8:32 - Taxes 9:01 - When CD's Make Sense or Not VIDEO LINKS: CME FEDWATCH: https://www.cmegroup.com/markets/inte... Banks with historically higher CD rates: DISCOVER BANK: https://www.discover.com/online-banki... CAPITAL ONE: https://www.capitalone.com/bank/cds/o... MARCUS by GOLDMAN SACHS: https://www.marcus.com/us/en/savings/... THANKS for watching & supporting the channel! 🤟 Join our community and subscribe here: / @aceintheholeedu PROFESSOR MOOLAH MERCH: 💲 Enjoy 30% OFF for channel subscribers for a limited time at the links below. 🦉Coffee Mug (Thumbs up) : https://shorturl.at/5GCle 🦉Coffee Mug (Dollar Sign) : https://shorturl.at/R7byP 🦉Coffee Mug (Chalkboard) : https://shorturl.at/O4Udr 🦉Coffee Mug ($1 Coffee) : https://shorturl.at/fAu7w 🦉Mouse Pad (Thumbs up): https://shorturl.at/oGiv2 🦉Mouse Pad (Dollar Sign): https://shorturl.at/l7gME Join our community and subscribe here: / @aceintheholeedu ______________________________________________ DISCLAIMER: The ACE IN THE HOLE channel is for informational, educational, and entertainment purposes only and is not intended to be considered financial, investment, tax, or legal advice. Content is created based on personal experiences, opinions, and publicly available information. All individual financial situations are personal and unique, and the information provided may not suit your situation, therefore any actions taken based on the content provided are solely at the viewer's own risk. You should always conduct your own research and consult with a qualified financial advisor or professional before making any financial decisions. All links, references, and other 3rd party information are provided for your convenience, and we cannot accept liability for the quality and accuracy of any 3rd party information. As with any investing, past performance is not indicative of future results. The channel and its creators are not licensed financial advisors and disclaim any liability for any direct, indirect, or consequential loss or damage incurred as a result of reliance on the information presented.