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Most bad financial advice doesn’t come from bad people. It comes from broken systems. 📲 Connect With Me: 🔗 Website: https://oncehub.com/DanielMiller-Init... 🔗 LinkedIn: / danielmillerpriority Last week, a couple came to me after wasting nearly $10,000 setting up a retirement plan they couldn’t even afford to fund, despite making over $800,000 per year. They were successful, intelligent, and disciplined. But their advisor never took the time to understand their cash flow, their goals, or their real life. Instead, they were sold a plan that looked impressive on paper… but didn’t actually work. In this video, I break down why this happens more often than you think, and how to make sure it doesn’t happen to you. You’ll learn: Why product-driven incentives can lead to the wrong recommendations How the “assembly line” approach to planning misses what actually matters Why “set it and forget it” advice can quietly derail your financial future What a real financial planning process should look like before any product is mentioned How to evaluate whether your advisor is actually working in your best interest None of this is about complexity or sophistication. It’s about alignment, understanding, and building a plan that actually fits your life. If your advisor hasn’t taken the time to understand your full picture, your income, your goals, your flexibility, you may not have a plan. You may just have products. If something feels off, it probably is. And getting a second perspective could save you far more than it costs. If you want to talk through your situation, there’s a link in the description to connect.