The BIGGEST LIE About the Lowest Rate скачать в хорошем качестве

The BIGGEST LIE About the Lowest Rate

The biggest lie about getting the lowest mortgage rate is believing the lowest rate automatically means the best deal. In this video, we explain how mortgages actually work and why focusing only on the interest rate can cost you more. You'll learn the difference between rates, points, lender credits, and closing costs, and how they affect the true cost of a loan. We also break down the three common mortgage structures: • Par rate (no points) • Paying points to lower your rate • Taking a higher rate for lender credits You’ll also learn how to calculate break-even on points, why lenders often have similar pricing, and the right way to shop lenders. The best mortgage isn’t always the lowest rate — it’s the one that fits your long-term goals. If you’re planning to buy or refinance, share this with someone who could benefit from understanding how mortgages really work. Instagram:   / jake_invests   #mortage #homebuying #interestrates #realestate