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Not freshers or call centres - consult India’s top 5% insurance experts, powered with sophisticated research on Beshak. Book your FREE call here: 🔗 https://www.beshak.org/advisor/?forms... We all do it… Started with Netflix. Then tried Prime. Switched to Hotstar. Now, juggling all three - all for better shows, better features, and fewer ads. 😅 But what if we told you that switching your health insurance can be just as important - and way trickier? Unlike streaming apps, where you can pause anytime, health insurance portability comes with timelines, terms, waiting periods, and sometimes even hidden risks! One wrong move and you might lose important benefits you’ve already earned over the years. 🎬 In the finale episode of Insurance Unfiltered - Season 2, Episode 6 - we break down everything you need to know about porting your health insurance policy. From when to port, what transfers, what doesn’t, to what sneaky mistakes to avoid - we’ve got your back 💪🏽 Key Highlights: ✅ What actually gets carried forward when you port a policy ✅ When is the right time to port your policy ✅How to know if a port is fake or legit ✅ How to avoid getting trapped in “fake portability” Video Chapters: 00:00 Introduction 3:00 What are waiting periods in health insurance? 4:05 How portability helps with waiting periods 5:11 When should you port your policy? 7:05 Core reasons to port vs. flashy features 9:04 Can you port any type of policy? 11:05 Porting group vs. personal insurance policies 13:00 What gets transferred when porting a group policy? 15:01 Porting with minimal waiting periods in previous policy 16:27 What happens to no-claim bonus during portability? 18:55 Porting and increasing your sum insured 21:20 Portability and upgrades in past policy years 23:26 Detailed portability process explained 25:17 What is loading and why is it applied? 26:16 Can your portability request be denied? 27:10 Importance of applying for portability on time 28:31 Common pitfalls in portability 30:58 Declaring health history before and during old policy 33:16 Beware of fake portability: hidden frauds 35:03 Who is responsible for medical info transfer? 36:42 Will new health conditions be covered in new policy? 39:00 Summary: When not to port your health policy 41:00 Dos and Don’ts of Porting a Policy 42:25 What to check in your new ported policy 44:04 What to do if there are errors in your new policy Whether you’re unhappy with the service, want better features, or are just curious, watch this before you make the switch. Port smart. Not blind. 👇 Comment below with your questions - we’ll answer them all. 🔔 Don’t forget to like, share, and subscribe @Beshak for more expert insights! 🤩 Our Popular Videos That Will Simplify Insurance For You: 📹 Health Insurance Guide: How to Choose the Right Sum Insured (2025)- • Health Insurance Guide: How to Choose the ... 📹Health Insurance After 60? Don’t Make These Mistakes- • Health Insurance After 60? Don’t Make Thes... 📹Private vs Public Health Insurance – Which Is Better? - • Private vs Public Health Insurance – Which... 📹Is ₹1 Crore Health Insurance Enough in 2025?- • Is ₹1 Crore Health Insurance Enough in 202... 🔗 Connect With Us: YouTube: / @beshak Instagram: / beshakorg LinkedIn: / beshak Twitter: https://x.com/BeshakIN Experience insurance the way it should be - with @Beshak 🎯 Book your FREE call with India’s top insurance experts: 🔗 https://www.beshak.org/advisor/?forms... #podcast #portability #policy #porting #unfiltered #healthinsurance #insurance #india #switchinsurance #bestinsurance #tips #finance #help #insights #moneytalk #realadvice