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In this episode, Pete Beaumont sits down with Stuart Fraser, CEO of Stamford Finance, and Colin Horton, one of the most respected and influential names in property valuation, for a deep dive into one of the most nail -biting stages of any property transaction. Together, they pull back the curtain on how valuations are really calculated, what’s actually happening behind the scenes when a lender assesses risk, and why two valuers can look at the same asset and see completely different numbers. From comparables and market sentiment to red flags that quietly derail funding, nothing is off the table. You’ll discover the evidence that can strengthen your position, the common mistakes that weaken applications, and the subtle details that can make or break your deal before the report even lands on a lender’s desk. Stuart shares the lender’s perspective on risk and credit appetite, while Colin reveals what valuers genuinely look for and what instantly raises concern. Whether you’re a developer structuring your next project, an investor protecting your margin, or a broker determined to keep a deal on track, this episode is packed with practical insights, insider knowledge, and a few well-earned chuckles along the way. If you want to safeguard your profit, reduce surprises, and approach your next valuation with confidence instead of hope, this is one conversation you won’t want to miss.