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I facepalm at all the financial idiots I've met in Atlanta. Have these guys even watched a Dave Ramsey video, or read a book from Robert Kiyosaki? Even if they haven’t, it doesn’t take a genius to realize how awful their loan terms are, or really how awful most loans in general are. Don't take a loan unless it can MAKE money for you. If you can't make Money make money for you, then go for assets. Summary 1. Don't Do it if possible and just pay in full on a cheaper car or work harder until you CAN buy the car you originally wanted in full. 2. Alright Mr. or Ms. Impatient, if you want to finance go for Down Payment: 20%-33% 3. APR 2%-4.7% 4. Loan Term 48-72 Months 5. BARGAIN ALL THE NUMBERS! HOW I MAKE MY VIDEOS! VIDEO EDITING SOFTWARE: https://www.amazon.com/gp/product/B01... MY MICROPHONE: https://www.amazon.com/gp/product/B00... MY CAMERA: https://www.amazon.com/gp/product/B01... MY GOPRO: https://www.amazon.com/gp/product/B07... MY PHONE: https://www.amazon.com/gp/product/B07... MY TWITTER! / bladed__angel MY INSTAGRAM! / bladed_angel ► Music Credit: Dj Quads Track Name: "It's Near" Music By: Dj Quads @ / aka-dj-quads Original upload HERE - https://www.youtube.com/watch?v=UI79n... ––– ♪♫ FREE DOWNLOAD ♫♪ ––– ► Download "It's Near" for free HERE - https://theartistunion.com/tracks/1ae574 DISCLAIMER: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing." The materials are used for illustrative and exemplification reasons, also quoting in order to recombine elements to make a new work.