Financial Reset for 2026: Audit Your Money, Set Smarter Goals скачать в хорошем качестве

Financial Reset for 2026: Audit Your Money, Set Smarter Goals

If you want to build wealth in 2026, you can’t skip the foundation — and that starts with auditing your finances before setting new goals. In this video, I walk you through a step-by-step financial audit to help you understand where your money actually went, what your current numbers look like, and how to use that clarity to set realistic financial goals for 2026. This is a no-shame, no-hype workshop designed especially for first-generation professionals and Latinas who want to build wealth with clarity and confidence. We cover: 00:00 Why you need to audit your finances before setting 2026 goals 02:45 Using the Monthly Money Plan & Yearly Tracker 03:10 Auditing your debt (and why it’s uncomfortable but necessary) 04:00 Understanding debt-to-income ratio 08:45 Tracking and updating your net worth 10:00 Assets vs. liabilities (cash, retirement, real estate) 15:00 Reviewing spending & creating a realistic budget snapshot 18:45 How monthly budgeting works inside the tracker 21:00 Tracking actual spending vs. your budget 25:00 Setting savings and investment goals you can track 28:00 Identifying your financial season (stabilize, grow, or scale) 33:00 Setting fewer, smarter financial goals for 2026 If you’ve been setting the same money goals every year without real progress, this video will help you slow down, get honest with your numbers, and build a solid foundation so your 2026 goals are intentional — not just aspirational. Mentioned in this video: Get my Free Money Planner & Yearly Tracker https://moneychisme.kit.com/moneyplan... Follow me on Social Media! TikTok: MoneyChisme IG: @money_chisme Get more here: www.moneychisme.com Support the channel: https://www.buymeacoffee.com/moneychisme //ABOUT ME Hola, I’m Violeta! I’m a first-generation Mexican immigrant on a financial freedom journey through real estate investing, stocks, and entrepreneurship. I created MoneyChisme to help my community build wealth through financial literacy, honest money conversations, and real-life strategy. I’m the writer of the MoneyChisme blog, a real estate investor, and entrepreneur. *This link may include affiliate links. I may earn a small commission at no additional cost to you. This helps support the channel and allows me to continue creating free content, tools, and resources!