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What does it really cost to own a home in South Lake Tahoe? In this episode of the Reno Tahoe Real Estate Insider, I sit down with Jackie Arthur, top-producing real estate agent with Compass in South Lake Tahoe, to break down the true cost of owning property in the Tahoe Basin. Jackie closed $41.7M in sales and 52 transactions in 2025, making her one of the most active agents in the South Lake Tahoe market. In this conversation, we go beyond the purchase price and talk about the real expenses buyers need to know before purchasing a mountain home. If you're thinking about buying a Tahoe cabin, condo, vacation home, or investment property, this episode will give you a realistic look at the costs that often surprise buyers. We cover everything from insurance challenges in California, snow removal, HOA assessments, maintenance on older cabins, and utility costs at high elevation. Topics We Cover • The real cost of homeowners insurance in South Lake Tahoe • Why many buyers need the California FAIR Plan • Typical snow removal costs for Tahoe homes • Hidden maintenance issues with older Tahoe cabins • Why roof replacement can cost $40K–$50K • The impact of HOA insurance increases and special assessments • Utility costs and heating at 6,000+ ft elevation • What buyers should review in HOA documents before purchasing • Condo ownership vs single-family homes in Tahoe About Jackie Arthur Jackie Arthur is a Compass Real Estate agent in South Lake Tahoe with over 13 years of experience helping buyers and sellers navigate the Tahoe market. Known for her deep local knowledge and strong client service, she specializes in vacation homes, investment properties, and full-time residences in the Tahoe Basin. Thinking about buying in Lake Tahoe and want to work with Jackie? Reach out to her at: Website: https://www.tahoejackie.com/ Phone: (503) 791-9244 Instagram: / tahoejackie ____ Shay Phillips is a Mortgage Advisor based in the Reno-Tahoe area. Want to find out how much of a home purchase you qualify for? ► ► Get Pre-Approved With Shay → https://www.mortgageupside.com/ DISCLAIMER - This video is intended for educational purposes only. Shay Phillips is a Licensed Loan Originator (NMLS 1919855) with NEXA Mortgage, LLC (NMLS 1660690), an Equal Housing Lender. Mortgage Upside is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency. NEXA Mortgage, LLC 3100 W Ray Road #201, Office #209 Chandler, AZ 85226 NMLS #1660690 Equal Housing Lender