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“Welcome back to the Financial Stewardship Podcast. I’m your host, Howard Martell. You’re listening to Episode 3 of our series, Money 101: Paycheck Investing & Protecting Your Golden Years. In Episode 1, we talked about: The cost of not investing every paycheck And the mindset: ‘Every Paycheck Has a Job’ In Episode 2, we looked at: How money has changed since our grandparents’ days And why today’s system leaves so many people feeling broke, even with decent income Today, we’re getting very practical and answering the question: ‘Okay Howard, how much should I actually be investing from every paycheck?’ We’ll cover three things: Why percentages matter more than random dollar amounts A simple tier system: 5%, 10–15%, 20%+ What to do if you’re in debt, behind, or starting later in life This isn’t financial advice for your specific situation— it’s education to help you set a clear target and stop guessing.” [Optional short verse – 15 seconds] “Luke 14:28 says: ‘For which of you, intending to build a tower, sitteth not down first, and counteth the cost…?’ We’re going to ‘count the cost’ today so you can build wisely.” #Money101 #GoldenYears #RetirementPlanning #AvoidBrokeRetirement #FinancialStewardship #ChristianFinance #FaithAndFinances #MoneyMistakes #WealthGodsWay 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/65644120...