Schufa Explained: How to Improve Your Credit Score and Financial Health in Germany скачать в хорошем качестве

Schufa Explained: How to Improve Your Credit Score and Financial Health in Germany

The abbreviation Schufa stands for “ protection association for general loan security ”. And whenever someone talks about Schufa score, Schufa information or Schufa ratings, he or she means the same thing: your credit rating, also known as creditworthiness. The SCHUFA creditworthiness check and the SCHUFA creditworthiness information are always chargeable . According to Art. 15 DS-GVO (General Data Protection Regulation), however, consumers can request a free SCHUFA self-assessment. It's important to note that Schufa can only collect data with our consent. When we sign up for a new service or take out a loan, we usually sign a consent form that allows the company to share our payment data with Schufa. However, we have the right to revoke this consent at any time. Documents required for SCHUFA Report: upload a copy of your passport and your Meldebescheinigung (the paper from your registration) Useful links: www.meineschufa.de Go to the page meineSCHUFA.de. Scroll down to the bottom of the page. In the grey area down there find "Datenkopie (nach Art. 15 DS-GVO)". Click on the yellow link "zum Formular". You will again land on an overview page with all the paid and cost-free offers. In the left column, click on "Datenkopie nach Art. 15 DS-GVO" one more time. Do not feel confused - on the next page too, the website will try to sell you the Schaufa credit report. As mentioned, a Schaufa statement is only free through " Datenkopie nach Art. 15 DS-GVO" in the right column of the page. Click on it. Now you land on a page on which the features of a paid Schufa report and a free annual Schulfa report ("Datenkopie nach Art. 15 DS-GVO ") are compared with each other. If you click on “Jetzt bestellen” below the right column, you will come to the order form for the free Schufa report. Fill out this form and upload a copy of your ID card or a copy of your passport and registration certificate. You will usually receive your Schufa report after one to two weeks by post. If you need your report faster, you will have to apply for a paid Schufa report. Post Bank branch Finder : https://www.postbank.de/privatkunden/... #germany #schufa #germanlife #mallufamilingermany