How Waiting to Buy a House Costs You Big Money [OwnHome Review] скачать в хорошем качестве

How Waiting to Buy a House Costs You Big Money [OwnHome Review]

📚 My Free Resource Hub & Education Community 👉 https://go.huntergalloway.com.au/hub 🤝 Need home-buying help? Work with me: https://go.huntergalloway.com.au/free... 📈 Find out your borrowing capacity today: https://www.huntergalloway.com.au/mor... For more info https://www.huntergalloway.com.au/ DISCLAIMER: Full Disclaimer here – https://www.huntergalloway.com.au/you... https://www.huntergalloway.com.au/mor... For home loan enquiries https://www.huntergalloway.com.au/con... Find Jayden here: https://www.huntergalloway.com.au/fre...   / mortgagebrokerbrisbane   https://www.huntergalloway.com.au/mor...   / jaydenvecchio   T: 1300 088 065 E: https://www.huntergalloway.com.au/con... Mortgage Broker Brisbane - Hunter Galloway Head Office: Level 10, 179 North Quay, Brisbane QLD 4000 PO Box 12780, George Street Brisbane QLD 4003 CBD Office: Level 20, 300 Queen Street Brisbane, QLD 4000 Hunter Galloway are an Award Winning Mortgage Broker based in Brisbane. We help clients from our local area, Australia, and all over the world. We believe buying a home should be stress-free and uncomplicated, and we will work for you to make your dreams become reality. Next steps and settling your first home Our team here at Hunter Galloway is here to help you buy a home in Brisbane. Nathan & Joshua Vecchio are Senior Mortgage brokers who specialise in making your home journey easy. Unlike other mortgage brokers who are just one person operators, we have an entire team of experts to help make your home loan journey as simple as possible. If you want to get started, please get in touch and we can book a time that suits you – either a phone call information session or a face to face meeting (which doesn’t cost anything for you). https://www.huntergalloway.com.au/con... Hunter Galloway Finance Pty Ltd T/A Mortgage Broker Brisbane - Hunter Galloway ABN 20 605 252 926. Credit Representative 476903 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. 00:00 Why waiting costs more – Australian house prices surge 00:24 Introducing OwnHome: buy with a smaller deposit 00:48 Avoiding Lenders Mortgage Insurance (LMI) 01:10 How OwnHome works: $1M Brisbane example 01:33 Step 1 – Your upfront contribution ($60k vs $200k) 01:55 Step 2 – The Deposit Boost Loan explained 02:18 Step 3 – Getting your main home loan 02:41 Step 4 – Two repayments: home loan + deposit loan 03:04 The trade-off: higher repayments vs banks 03:31 Who is OwnHome best suited for? 03:53 Key benefits: enter the market sooner 04:18 Lower upfront savings required 04:40 Avoiding LMI (with a catch) 05:03 Bonus: free buyer’s agent & support 05:25 Real example: nurse & tradie buying with OwnHome 05:49 Biggest risk: high repayments at 13% 06:15 Upfront fees (2.2%) explained 06:36 Other risks: borrowing power & negative equity 07:01 Alternatives: Government guarantee scheme 07:24 Alternatives: Bank of Mum & Dad (guarantor loan) 07:46 Alternatives: Waiting & saving vs rising prices 08:10 Two key questions to decide if it’s right for you 08:31 Free 15-minute discovery call with Hunter Galloway 08:53 Final thoughts & resources