Mr. Sachinn Joshi, CFO, LTF | Interview with CNBC Bajar | Q3FY26 Financial Results скачать в хорошем качестве

Mr. Sachinn Joshi, CFO, LTF | Interview with CNBC Bajar | Q3FY26 Financial Results

In an exclusive interview with CNBC Bajar, our CFO, Mr. Sachinn Joshi, spoke about the Company’s financial performance for the third quarter ended December 31, 2025. In Q3FY26, the Company recorded core Profit After Tax (PAT) at Rs. 760 Crore, (before one-time impact of New Labour Code provision), up 21% YoY. PAT after one-time impact stood at Rs. 739 Crore, up 18% YoY. During the quarter, the retail book size reached Rs. 1,11,990 Crore, up 21% YoY. The consolidated loan book grew by 20% YoY to Rs. 1,14,285 Crore. The Company has recorded the highest ever quarterly retail disbursement of Rs. 22,701 Crore for the third quarter ended December 31, 2025, up 49% YoY. The Company also recorded all-time high disbursements in Two-wheeler Finance at Rs. 3,217 Crore and Farmer Finance at Rs. 2,783 Crore growing 33% YoY and 12% YoY, respectively. Retailisation stood at 98% of overall book as on December 31, 2025. The Company’s Net Interest Margins (NIMs)+Fees sequentially improved by 19 basis points (bps) Quarter-on-Quarter (QoQ) to 10.41% from 10.22% in the second quarter ended September 30, 2025 (Q2FY26). The Rural Business Finance business asset quality improved significantly with 0 Days Past Due (DPD) collection efficiencies reaching 99.7% in December 2025. Click here to read the press release: https://www.ltfinance.com/docs/defaul...