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This is how I use a home-made spreadsheet to plan my household finances each month. I reconcile it against my banking app every few days. It is the only way I can keep track of my bank balance now that I make so many contactless transactions, often without a receipt. You can see how I built it and how I use it. I am not an accountant, however for many years I used to be a budget manager (among many other things!) for a large subdivision of an organisation. Much of what you see in this video is very similar to the spreadsheet I used then. 00:00-00:44 Introduction 00:45-04:29 Part 1, why I am producing this video, what the spreadsheet is intended to do and why I am sharing it. 04:30-15:59 Part 2, the construction of the spreadsheet. 16:00-20:29 Part 3, how you use the spreadsheet day to day. 20:30-24:13 Part 4, how you roll over from one month to the next and then create an entirely new year.