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Florida’s housing market still looks *normal*. Homes are selling. Construction continues. Prices haven’t collapsed. But when you stop watching headlines and start doing the math, a very different story emerges. In this video, we break down how Florida’s housing crisis isn’t showing up as a dramatic crash — but as **mathematical exclusion**. Middle-class families aren’t being foreclosed on in waves. They’re being priced out quietly, one decision at a time. We analyze: Why sales activity no longer signals market health How insurance, taxes, and HOA fees quietly eliminate buyers Why prices stay “stable” even as affordability collapses The cities where the math already doesn’t work And why this crisis doesn’t reverse by waiting This isn’t a repeat of 2008. It’s a conversion — from broad middle-class homeownership to a market that only works for high-income and cash buyers. Once you see the math, you can’t unsee it. 📌 *This video is informational and educational only. Not financial or real estate advice.* #FloridaHousing #HousingCrisis #RealEstate #HousingMarket #AffordabilityCrisis