Budget With Me for August: OVER-Budget in July & My Process to Reach my Goals скачать в хорошем качестве

Budget With Me for August: OVER-Budget in July & My Process to Reach my Goals

Welcome to your July Monthly Money Review — your go-to breakdown of real-life spending, budgeting, and financial alignment. In this video, I’m walking through my actual July spending, what went over budget (hello, emotional shopping 👀), what stayed on track, and how I plan to realign for August. You’ll see how I use the Personal Finance Dashboard (PFD) to track everything—from groceries and Pilates classes to a surprise new sweatsuit and last-minute travel. If you’re building a mindful money routine or want to feel more financially grounded, this video is for you. 📊 What’s Inside: -Real income, expenses, savings, and net worth update -Honest reflections on lifestyle choices & high-spend moments -Budget reset + financial goals for August -Tools I use: PFD, Basic Budget Template, Monthly Review Checklist 🎯 Whether you're just starting your financial journey or you're refining your spending habits, this video will give you the structure (and permission) to enjoy your life and still build wealth. EVERYTHING MENTIONED: ✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-a... 💸 Personal Finance Dashboard: https://breakyourbudget.com/personal-... 💸 Basic Budgeting Template: https://breakyourbudget.com/basic-bud... 📖 My Books: https://breakyourbudget.com/book Madewell jeans: https://rstyle.me/+vMXHk-EGgxupVc6gbj... Aritzia Sweatsuit: https://liketk.it/5kh3f TIMESTAMPS: 00:00 – Intro: Why July was my highest-spend month of 2025 01:00 – What to expect in this monthly money review 03:00 – Step 1: Updating my income, expenses & net worth 05:00 – Emotional shopping + how I log transactions in my PFD 07:00 – Real talk: Why going out more in summer is OK 10:00 – The shopping breakdown 14:00 – A self-care splurge 17:00 – Big-ticket items: Pilates, flights, gifting, and fitness 20:00 – Total spend and how I still met my savings goals 23:00 – Setting my August budget OTHER RESOURCES: 💸 NEW FI/RE Template: https://breakyourbudget.com/fire-temp... ✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter 👩🏼‍💻 Task Management System + Promotion Template: https://breakyourbudget.com/own-your-... FREE DOWNLOADS: 💸 Recession Guide: https://breakyourbudget.com/recession... ✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starte... All Other Resources: https://breakyourbudget.com/links 👩🏼‍💻 Inquiries: michela@breakyourbudget.com 📸 Instagram:   / breakyourbudget   📲 Tiktok:   / breakyourbudget   📸 Instagram: ⁠⁠  / michela_alloccaa   💸 Break Your Budget LTK: https://www.shopltk.com/explore/Miche...