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Here's how to go from Chapter 7 or Chapter 13 Bankruptcy to 700 plus credit in 1 year or less. This will also boost your credit score after a foreclosure, collections, short sale and other major delinquencies. Step #1: Apply for credit card #1 Suggested credit cards: Credit One - https://www.creditonebank.com/ Open Sky - https://www.openskycc.com/ Instructions to use: -Less than 10% of limit (Example: If you have a $300 limit, use under $29) -PIF (Pay In Full) before statement cuts - link to how to do that here: • Do this trick to boost your credit score i... Step #2: Apply for secured Loan Watch this video to learn how: • USING A SECURED LOAN TO BOOST YOUR CREDIT ... Apply for a secured loan for $1,000 for 1 Year. I would suggest you to apply with a local credit union and I make sure they do not run a hard inquiry to approve you. (They should not run an inquiry, it should be a soft hit) Step #3: Apply for Credit Card #2 (5th month, no later than 6th month) Capital One - https://capital.one/2ZSjpK1 (Either apply for the secured or the unsecured for fair to poor credit Discover - https://refer.discover.com/s/AUSTIN163 Barclays - https://cards.barclaycardus.com/banki... To guarantee approval, you can go with another credit one credit card unsecured - https://www.creditonebank.com/ Instructions to use: Credit Card #1 -Only charge $1-$10 on card (Example: If you have a $300 limit, use under $10 / month) -PIF (Pay In Full) before statement cuts - link to how to do that here: • Do this trick to boost your credit score i... Credit Card #2 -Charge up to 30% of limit (Example: If you have a $1,000 limit, use up to $350) -Instead of paying in full, leave a $1-$10 balance and let the statement cut showing the balance Step #4: Apply for Credit Card #3 (11th-12th month, no later than 12th month) Pick from one of these other cards. Capital One - https://capital.one/2ZSjpK1 (Either apply for the secured or the unsecured for fair to poor credit Discover - https://refer.discover.com/s/AUSTIN163 Barclays - https://cards.barclaycardus.com/banki... To guarantee approval, you can go with another credit one credit card unsecured - https://www.creditonebank.com/ Instructions to use: Charge 2 out of 3 of the cards like this. -Only charge $1-$10 on card (Example: If you have a $300 limit, use under $10 / month) -PIF (Pay In Full) before statement cuts - link to how to do that here: • Do this trick to boost your credit score i... Charge other other card like this. -Charge up to 30% of limit (Example: If you have a $1,000 limit, use up to $350) -Instead of paying in full, leave a $1-$10 balance and let the statement cut showing the balance Step #5: Apply for another Secured Loan You have 2 options, to apply for a secured loan for $2,000 for 2 years, or $1,000 unsecured loan with the same credit union. Step 6: Optional Close out any secured or high annual fee cards and keep 2 credit cards open. Dispute letter found here: Make sure to mail with priority mail and save a copy of what you send to yourself. You will receive a letter back in the mail from the Credit Bureau. https://www.consumer.ftc.gov/articles... Equifax P.O. Box 7404256 Atlanta, GA 30374-0256 Experian Dispute Department P.O. Box 9701 Allen, TX 75013 TransUnion Consumer Solutions P.O. Box 2000 Chester, PA 19022-2000 Other videos: How to buy a house after bankruptcy, foreclosure, short-sale - • How To Buy A House After Foreclosure or Ba... Buying a car after bankruptcy - • How long do you have to wait to buy a car ... ✅Subscribe & Never Miss A Video: youtube.com/c/AskAustinHarleyToday?su... 👍Interested in buying a rental property? • Buying A Rental Property For $0 - Real Lif... 👍Fastest way to increase your credit score: • Do this trick to boost your credit score i... 👍Buying expensive cars for cheap: • How To Buy An Expensive Car For Cheap? | A...