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You can watch the full DC Short series here: • The DemocracyCraft Short (This is Part 3 but you can watch this documentary as a standalone video) PATREON: / trolligarch YOUTUBE MEMBERSHIP: / @trolligarch CONTACT FORM: https://forms.gle/wDhdVo6Wotp1Ewr39 VNB (Vanguard National Bank) was a bank in the Minecraft server CityRP. Like many other political roleplay and civilisation servers, CityRP had a vibrant economy. Players set up wholesalers, fishmongers, and florists; newspapers, law firms, and real estate agents; supermarkets, casinos, and auction houses—and it was only a matter of time before CityRP had an emerging financial sector, filled with accountancy firms, stock markets, and retail banks. By February 2025, it felt like everything that could go wrong for VNB was going wrong. It was accused of allowing US$5,700 to be laundered through its currency exchange, its CityRP branch went briefly insolvent, and it was being probed by regulators across multiple Minecraft servers for alleged financial misrepresentations, illegal banking operations, and suspected tax fraud. ... And it had lost US$345,000 to a single trader. US$200,000 of that in just 3 minutes. The Minecraft bank, which became too big to fail, was now going to fail. TIMESTAMPS: 00:00 Introduction 06:05 Global champion 14:59 Bank of scandals 26:21 Risk management 33:56 Vanguard MarketAccess 47:20 J'accuse...! 1:01:39 Keep calm and carry on 1:13:57 Inquiry 1:24:50 Contagion MUSIC: Deep Mind - Jeremy Black Digifunk - DivKid Omniscience - Storeboughtfood ( / omniscience ) (Used with kind permission from / @martsnack ) Soft Knives - SefChol Down With Your Getup - Mini Vandals Sesame - Dyalla Last Train North - TrackTribe Blast From The Past - Jeremy Black Target Fuse - French Fuse I Feel Like Partying Right Now - Nat Keefe & BeatMower The Jam - Slynk & Mr Stabalina Busy City - TrackTribe Circle Dance - SefChol Robots a Cometh - Dan Lebowitz Q Train - Adam MacDougall Virtual Roaming Charges - half.cool Polymetric Juggling - DivKid Doc and Wyatt - Everet Almond Distrust The System - The Soundlings Broken Promise - Jimena Contreras Rains of Meghalaya - Hanu Dixit Invisible Enemy - Jeremy Black 360 No Scope - The Soundlings Grasshopper - Quincas Moreira Twin Lynches - Density & Time Los Encinos - Quincas Moreira Peacefully - E's Jammy Jams Simulacrum - Storeboughtfood ( / simulacrum ) (Used with kind permission from / @martsnack ) Doctor Momentum - Slynk Studio 2020 - Quincas Moreira Night Time - Underbelly & Ty Mayer Would it Kill You - Mini Vandals The Gentlemen - DivKid Rinse Repeat - DivKid ADDENDUM: The cut-off date for this report was the 18th July 2025. Events that happened after this date have not been considered. All US$ amounts cited refer to the grey market real money trading rate of D$2,461/US$ (as of January 2025) unless otherwise specified. Further details of the methodology used to calculate RMT can be found in DC Short II: • How traders on Minecraft moved their money...