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Harvey sits down with mortgage expert John Ingram to answer some of the most common questions people are afraid to ask their lender. From income requirements to credit concerns, John explains why buyers shouldn’t assume they’re automatically disqualified from buying a home. Lenders deal with every situation imaginable — and there are often more options than people realize. In this conversation they cover: • How lenders evaluate income and debt when qualifying for a home loan • What really happens after bankruptcy, foreclosure, or a short sale • How student loans impact mortgage approval • The truth about down payments (and why 20% is often a myth) • Gift funds, assistance programs, and other ways buyers fund a purchase • Why honesty with your lender is critical during the loan process If you’ve ever thought “My situation is probably too complicated to buy a home,” this discussion may change your perspective. #LasVegasRealEstateNOW #LVRealEstate #Mortgage #LasVegas #RealEstateRadio #RadioShow #HomeBuying #MortgageLender #StudentLoans #CreditCardDebt Please tune in every week on Saturdays at 11AM on 101.5FM, K-Dawn for our weekly radio broadcast. Facebook: / lvrealestateradio Twitter: / lvreradio LinkedIn: / lvrealestateradio Instagram: / lvrealestateradio TikTok: / lvrealestateradio SoundCloud: / lvrealestateradio Website: https://www.lvrealestateradio.com