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Join Liz Tyler Loncar of Ebby Halliday Realtors as she sits down with Chris Gandy of Cattel Mortgage, a 26-year mortgage veteran serving East Texas. In this interview, Chris shares insider tips and real-world advice on today’s loan programs, including USDA 0-Down Loans, first-time home buyer grants, and farm & ranch financing designed to help more Texans achieve homeownership. Chris’s motto says it all — “It’s not that we can’t do the loan, it’s how.” He walks you through the “how-to’s” — from credit-boosting strategies and down-payment assistance programs to finding the right government-backed loan options for your situation. If you’ve dreamed of buying your first home, land, or country property but aren’t sure where to start, this conversation will give you the tools, confidence, and local know-how to make it happen. 👉 Watch now to learn how you can qualify for $0-down programs and discover which loan products best fit your goals in East Texas. 📍 Serving: Rockwall | Kaufman | Henderson | Hunt Counties and beyond 🏡 Liz Tyler Loncar, Realtor® – Ebby Halliday Realtors 📞 (903) 288-0910 📧 [email protected] #EastTexasHomes #USDAZeroDown #FirstTimeHomeBuyer #TexasLoans #FarmAndRanch #MortgageTips #CattelMortgage #LizLoncar #EbbyHallidayRealtors #HomeBuyingJourney