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JPMorgan Chase CEO Jamie Dimon issues his most urgent fintech warning: 6 investment apps that "work against your financial interests" despite promising easy investing and low fees. After 40+ years watching financial innovation, Dimon exposes how "commission-free" apps secretly cost more through payment for order flow, crypto platforms that operate "more like casinos than investment firms," and robo-advisors charging high fees for "basic index fund portfolios you could build yourself." From social trading platforms turning investing into "popularity contests" to micro-investing apps with fees representing "2-15% of contributions annually," these aren't legitimate innovations—they're "designed to extract value from users rather than create value." Dimon reveals why JPMorgan's $100 billion capital and regulatory oversight protect clients while fintech promises often hide devastating business models.