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💲 Download MaxRewards: https://maxrewards.app.link/spencer (Code: SPENCER) ☎️ Work With Me: https://spencerjohnsoncards.com/consu... Click ‘show more’ to see ad disclosure – Hey guys, this is Episode 6 of the Wallet Audit series, where I review four real subscriber credit card setups to help you spot the gaps, overlaps, and wasted value in your own. We’ll look at everything from covering big spending categories like rent, groceries (including Costco), and miscellaneous spend, to deciding whether premium cards like the Amex Platinum and Chase Sapphire Reserve are actually pulling their weight. Along the way, I’ll walk through when it makes sense to downgrade or product change older credit cards, and what I’d add (or cut) next for each person. Whether you’re running a lean 3–5 credit card setup or juggling a handful of travel credit cards already, you’ll see at least one wallet that looks a lot like yours. — 💳 PayPal Debit: https://spencerjohnsoncards.com/paypa... 💳 Bilt Mastercard: https://spencerjohnsoncards.com/bilt 💳 Capital One Venture X: https://spencerjohnsoncards.com/venturex 💳 Chase Sapphire Cards: https://spencerjohnsoncards.com/sapphire 💳 Chase Ink Cards: https://spencerjohnsoncards.com/chaseink 📧 Free Weekly Insights: https://spencerjohnsoncards.com/newsl... 🚨 Best Card Offers: https://spencerjohnsoncards.com/bonuses 🔢 My Spreadsheet: https://spencerjohnsonofficial.com/cr... 💰 Tools I Use: https://spencerjohnsoncards.com/tools 👥 Join Our Discord: https://spencerjohnsoncards.com/discord 📚 Chapters: 00:00 The Gameplan 00:34 Credit Card Setup #1 07:36 Stop Leaving Money On The Table 09:00 Credit Card Setup #2 13:59 CreditCard Setup #3 20:39 Credit Card Setup #4 — Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies with which YourBestCreditCards earns an affiliate commission or referral bonus. YourBestCreditCards is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. #creditcardsetup #creditcardstrategy #creditcards