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Understanding how care at home is funded can feel confusing for many families. In this video I explain the main ways home care is funded in England and the practical first steps to take if you’re exploring support for yourself or a loved one. The starting point is usually contacting your local council to request a Care Needs Assessment and a Financial Assessment. Importantly, local authorities are legally required to assess someone’s care needs if requested, even if that person may ultimately fund their own care. In this video we look at: • Care Needs Assessments • Financial Assessments • The £23,250 funding threshold • When local authorities may contribute towards home care • What councils mean by “eligible needs” • NHS Continuing Healthcare (CHC) • Support for family carers and respite If you’re supporting a loved one and starting to explore care options, understanding how the funding system works can help you make more confident decisions.