Fidelity on Retirement - Income and Withdrawal Strategies. скачать в хорошем качестве

Fidelity on Retirement - Income and Withdrawal Strategies.

When it comes to personal finance, evaluating one's budget is the main task. It involves calculating one's income and expenses. This exercise is more complicated than it first appears. Gross income is the full original income, and net income is income after taxes and other required withholdings. There are many expenses to be tabulated, starting with one's basic needs such as food, clothing, and housing; and then moving on to other payments - periodic or one-time - such as auto loans, home and auto repairs, consumer gadgets and service (ie computers, cell phones, etc), credit card debt payments, entertainment and travel, etc. =============================== When it comes to retirement, the situation enters a new phase. While the basic concepts of budgeting still apply, special laws and considerations must now be followed. For example, income usually changes from a paycheck job to Social Security payments and use of retirement accounts. Expenses now include Medicare and possible elderly care. Laws such as RMD's (Required Minimum Distributions) play a central role. In this webinar, experts from Fidelity provide a comprehensive overview of all these concepts, laws, and constraints, such as taxes and penalties for early withdrawals. We also see how statistics related to life expectancy play a role - just as they do in the insurance industry. We trust that this content helps you with you with your retirement planning. Enjoy. ============================== Fidelity Investments is a one of the large traditional brokerage and financial services companies that serve public (retail) customers. It provides custodian services for traditional stock market brokerage accounts, retirement accounts (401k's and IRA's), and employment equity accounts (ie a company's employee stock purchase plan and/or stock option plan). Fidelity has recently broadened their financial market access to include cryptocurrencies and some international equities as well. Beyond brokerage services, Fidelity also provides financial services including financial advising, estate planning, and family trust management. ============================== DISCLAIMER: The content here does not constitute personal financial advice. In other words, the financial experts here share their insights, assertions, and opinions, but they are not responsible for anyone's financial decisions. Likewise, we who run this channel are not responsible for your financial decisions. We provide information and insights, but you (or those whom you officially assign) are solely responsible for your decisions. ============================= #finance #wealthmanagement #retirement #retirementplanning =============================