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I am a doctor (a pharmacologist) who loves talking and learning about personal finance This is a podcast where Prof. Pattabiraman from IIT (Indian Institute of Technology) talks about how to protect yourself and then focus on real joy and growth. Hope you enjoy it! Timestamps 00:00 - Highlights 00:40 - Introduction 01:06 - How should one protect themselves in this day and age? 10:28 - How much should my emergency fund be? Should it be more if I am a woman? May be 2-3 years? 15:20 - Does health insurance cover everything if I am hospitalized? 27:38 - Should we just lead a healthy lifestyle? 28:16 - Are there people who do not need life insurance? 32:59 - Are FDs still worth it? 42:20 - What do they mean that mutual funds are risky? Can my money go to 0? 47:20 - 'If you are invested in a mutual fund for 7 years, the chance of negative returns is 0'. Is this true? 48:16 - Should I invest in mutual funds? 49:24 - Rapid Fire Round 53:34 - Can money buy happiness? Editing done by Govind Thampi.