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In this video, I break down where Singapore’s private property market is heading in 2026, and why this cycle looks very different from the last one. We’ll look at: Why private property prices are still rising, even in a slower market How land cost quietly sets future price floors The relationship between interest rates, stock markets, and property prices Why non-harmonised vs harmonised layouts matter more going forward Whether EC at $2,000 psf is actually expensive in context Real case studies showing how some owners are selling high and swapping into newer, harmonised projects at similar quantum This isn’t about predicting the top or bottom of the market. It’s about understanding cost structure, timing, and positioning, so you’re holding the right asset for the next phase of the cycle. If you’re currently holding a non-harmonised unit, considering an EC, or thinking about upgrading into a harmonised development in 2026, this video will give you the framework to think through it properly. For personalised advice based on your own numbers, feel free to reach out. Chapters 00:00 – Where the Private Property Market Is Headed in 2026 00:27 – Why Prices Are Slowing But Buyers Are Still Active 02:14 – Leading vs Lagging Indicators in Property Decisions 03:00 – How Land Cost Really Drives Future Prices 03:39 – Why Developers Are Still Bidding Aggressively 06:32 – OCR, RCR, CCR: The Quiet Price Shift 11:54 – Interest Rates, STI & the Repeating Property Cycle 13:33 – Selling Non-Harmonised & Repositioning in 2026 14:49 – Real Case Studies: Swap Without Big Top-Ups 18:30 – Is EC at $2,000psf Actually Expensive? 19:55 – Why EC Still Has Structural Upside 20:52 – What If the EC Income Ceiling Increases? 21:59 – How to Think About Harmonised Opportunities in 2026 22:32 – Upcoming Launches & Who This Matters For 23:02 – Final Takeaways & How to Plan Your Next Move //FOR PROPERTY RELATED MATTERS Apply For A Call With Me: https://tidycal.com/melissachan/disco... Telegram: https://t.me/melissachanproperties Whatsapp: https://wa.me/6581021221 Mobile: +65 81021221 Instagram: / mellyyssa Facebook: / melissachanhx Tiktok: / mellyysssa 🔔 Subscribe for more real estate insights! #SingaporeProperty #PropertyMarketTrends #NewLaunchAnalysis #SingaporeRealEstate #PropertyMarket2026 #HarmonisedLayouts #ExecutiveCondominium #NewLaunchCondo #PropertyStrategy