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Something BIG is happening in the housing market... and hardly anyone is talking about it. 🏠💥 Home prices are quietly shifting. Mortgage rates are dropping fast. And what happens next could completely change who can afford to buy a home in America. In this video, I’ll break down the latest real estate trends, Fed policy updates, and mortgage rate forecasts you need to know heading into 2026. Whether you're buying, selling, investing, or just watching from the sidelines, this one’s for you. I’ll also reveal my personal strategy to pay off your mortgage in half the time, and why I believe homeownership remains one of the most powerful wealth-building tools in America. 👇 Watch until the end, it could flip everything you thought you knew about housing upside down. ⏱️ TIMESTAMPS 0:00 The Housing Market Shift No One’s Talking About 0:38 Home Prices Are Falling in These Key States 📉 1:25 Where Prices Are Still Rising: Midwest & Northeast Strength 💪 2:00 Why Real Estate Is Local, Not National 2:28 Mortgage Rates Are Dropping Fast Here’s Why 🏦 3:20 How Fed Rate Cuts and Inflation Are Shaping Mortgages 4:30 The End of Tightening Fed’s Next Big Move 🚨 5:30 When to Lock In Your Mortgage Rate (My 5% Rule) 6:50 The Inflation Cycle Explained (And Why It’s Coming Back) 🔥 7:50 Why I Don’t Expect a Housing Crash 8:40 The Real Reason Most Americans Will Be Priced Out 9:30 Wall Street’s Land Grab BlackRock, Private Equity & Rentals 🏢 10:10 Are Foreclosures Coming Here’s the Data 11:00 My Trick to Pay Off a 30-Year Mortgage in Half the Time 💡 12:30 How an Extra $500 a Month Can Save You 10 Years of Payments 13:30 Renting vs. Owning The Truth About “Losing Money” 14:10 The Power of Leverage in Real Estate Investing 💰 14:50 Final Thoughts My 2026 Housing Market Forecast #HousingMarket #RealEstate #MortgageRates #HomePrices #FedRateCuts #Inflation #Investing #InterestRates #EconomicUpdate #Stagflation #RealEstateInvesting #Homeownership #FinancialFreedom #WealthBuilding 📊 Summary: Mortgage rates are falling, but inflation is lurking. The Fed is pivoting to easing, which could drive another housing surge. I’ll show you where home prices are rising fastest, why foreclosures are still historically low, and the best window to refinance before rates climb again. 📈 Plus, my mortgage payoff trick could cut 15 years off your loan, a must-see for anyone looking to save tens of thousands in interest. 💬 Drop your thoughts below. Is the housing market about to boom again or finally break? 👍 Like, 💬 Comment, and 🔔 Subscribe for more weekly market updates and real-world financial insights. ⚠️ DISCLAIMER: Ross Givens does not offer financial advice. The information provided is for educational purposes only and should not be considered financial advice. Ross Givens is not responsible for any financial losses or consequences resulting from the use of the information provided. Trading carries inherent risks and may not be suitable for all individuals. You are advised to conduct your own research and seek personalized advice before making any investment decisions, recognizing the potential risks and rewards involved.