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Not all paychecks are created equal. In this episode, we break down the real differences between salary, commission, and hybrid compensation models, and why understanding how you earn money may matter more than how much you make. Chapters: 00:00 - Intro 01:00 - Pay Structures: Salary, Hybrid, and Ownership 03:00 - Seasons of Life, Stability vs. Growth 06:45 - Taking a Pay Cut to Pivot Careers 08:30 - The Reality of Business Ownership 11:30 - What a $100K Salary Really Looks Like 13:45 - Family Money Mindsets 26:15 - Building a Business Within a Business 33:20 - How Our Financial Planning Process Works 38:40 - Taking the First Step You’ll hear firsthand perspectives from: A salaried employee A hybrid compensation professional A business owner with unlimited upside and no guaranteed floor Whether you’re early in your career, considering a transition, or simply trying to make sense of your financial future, this episode is designed to help you think differently about income, purpose, and long-term growth. This conversation is not about telling you which path is “right.” It’s about helping you understand your options, your season of life, and how to make informed financial decisions that align with your goals. Full episode available on YouTube now. Also streaming on Spotify & Apple Podcasts. Plan for the life you are building at www.afgfl.com Interested in growing professionally in financial services? Explore careers at www.afgfl.com/career Follow Alliance Financial Group: Website: https://www.afgfl.com/ Spotify: https://open.spotify.com/episode/0LEH... Facebook: / afgflorida Instagram: / afg.advisors LinkedIn: / alliance-financial-group Produced & Edited by Troy Davis