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Your grandparents retired comfortably on a factory salary. You make twice as much and can't afford a house. This isn't about avocado toast. Something fundamental changed in how money works—and nobody told you. This documentary investigates how the financial system was restructured over the past 50 years, who benefits from these changes, and why traditional savings advice no longer applies to your generation. This documentary explores: ✓ The real interest rate trap stealing your purchasing power ✓ How 2008 changed the rules permanently ✓ Why asset prices keep rising faster than you can save ✓ The documented wealth transfer from savers to borrowers ✓ What you can actually do to adapt CHAPTERS: 0:00 - The Generational Wealth Gap 1:45 - Understanding Real Interest Rates 3:30 - The 2008 Turning Point 5:45 - The Wealth Effect (And Who It Benefits) 8:00 - Housing, Stocks, and the Asset Inflation Crisis 10:30 - Financial Repression Explained 12:15 - Why Speculation Is Increasing 13:30 - What You Can Actually Do 15:00 - The System Can Change SOURCES: Federal Reserve Economic Data (FRED) Bureau of Labor Statistics Inflation Data National Association of Realtors Historical Data Federal Reserve Meeting Minutes and Policy Statements "The Price of Time" by Edward Chancellor IMF Working Papers on Financial Repression #PersonalFinance #Economics #MoneyExplained #WealthBuilding #FinancialEducation #Inflation #SavingMoney #Documentary