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Hi Friends, I'm so happy you're here! Happy Sunday! Today I am trying out my new binder set up and playing my scratch off challenges! These challenges are now used for my core savings and miscellaneous savings! My Etsy: https://nicolebudgetsco.etsy.com Use code YOUTUBE for 15% off your order spend $35 for free shipping! ******************************************************* Welcome to my budgeting channel! I'm Nicole, a 33 year old cash budgeter in Virginia. I am a married stay at home mom to two kiddos, a 3 1/2 year old and 1 1/2 year old. We are currently trying to get more financially stable and become debt free! I recently opened my own Etsy shop to try and help contribute to my family. The links are below! Thanks for being on this journey with me and all the support. Connect with me! [email protected] Etsy: https://nicolebudgetsco.etsy.com Kofi: https://ko-fi.com/nicolebudgetsco IG: / nicolebudgetsco Channels & Shops Mentioned: My Binders & Essentials: @budgetwithmaddie @Simply.Budgeted Beezysthings (Etsy,IG) @SpookyBudgets MikaelaCreationsCo (Etsy) notepads The Blushing Hippo (Etsy) dashboards and bookmarks @SavingswithGrace dice tower Envelope inserts by me! Everything else is Amazon and I am still setting up links for those! Challenges: @stefsonabudget @budgetwithcarly @Nicolebudgetsco @bookishmammabudgets @wildeeverest on Etsy @lemonivybudgets @MischiefManagedBudgets Disclaimer: I am not a financial advisor! This channel is my own personal financial journey. #budget #budgetwithme #cashstuffing #debtfreejourney #thebudgetmom #sinkingfunds #savingschallenges #budgetcommunity #debtfreecommunity #cashenvelopes #happymail #savings #budgetbypaycheck #zerobasedbudget #mondayminisavings #savings #savingmoney #savingschallenge #cashenvelopesystem #cashenvelopestuffing #debtfree #budgeting #mondayminis #savewithme #monthahead #emergencyfund #monthaheadsavings #debt #debtpayoff