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🇨🇦 Did you know there is a hidden $950 Grocery Benefit Stack available for Canadian seniors in 2026? Stop leaving money with the CRA and discover the exact 3-layer system to claim your grocery relief and protect your GIS today! 📈 In this "Retire Smart Canada" full guide, we expose the overlooked benefit streams that Service Canada doesn't advertise, including the specific CRA 2026 updates affecting your tax return. We break down the complex Pension Law surrounding the Guaranteed Income Supplement (GIS) to ensure you avoid accidental clawbacks and maximize your refund during this Netfile season. Learn how to stack the GST Credit, Carbon Rebate, and Rural Top-Up to put real money back in your pocket. CHAPTERS & TIMESTAMPS 00:00 - The Secret $950 Benefit Explained 01:45 - Layer 1: The Grocery Relief Foundation (GST & Carbon Rebates) 03:30 - Layer 2: The Pension Firewall (Protecting Your GIS) 05:45 - Layer 3: The GIS Lockdown & Phantom Income Traps 07:30 - The $25,000 Retirement Secret 08:15 - Final Thoughts & Call to Action KEY HIGHLIGHTS: How to Claim: Step-by-step guide to stacking the GST Top-Up and Schedule 14 Rural Supplement. Avoid Clawbacks: Understand the new GIS income thresholds for 2026 to keep your benefits safe. Pension Protection: Strategies to manage RRSP-to-RRIF conversions without losing government support. CRA Warning: How to spot "Phantom Income" from spousal transfers before it freezes your payments. RESOURCES & LINKS 📝 [Download Your Free 2026 Retirement Checklist] 🔔 [Subscribe to Retire Smart Canada for Weekly Updates] HASHTAGS #CanadianSeniors #CRA2026 #RetireSmartCanada #GISBenefits #OldAgeSecurity DISCLAIMER This video is for educational and informational purposes only and does not constitute official financial, legal, or tax advice. Government benefit programs, thresholds (such as OAS and GIS), and tax laws are subject to change. Please consult with a certified financial planner or tax professional regarding your specific personal financial situation before making decisions.