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Deposit third party check is a tricky operation that has lots of nuances. To deposit a check made out to someone else into your own bank account, ask the payee to endorse the check over to you. They will need to write “Pay to” and your name on the back of the check and sign it. Some banks accept third party checks only in branches and only if the payee is present when it is deposited, so they can verify their ID. However, there is no legal requirement that the bank accept such checks. So, the bank may refuse to accept the check or may put a hold on it until the transaction clears from the other bank. Mobile Check Deposit for the third party checks most probably not work. The best way is to ask the owner of the check to cash it out first and then transfer money to you.