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Buying a $500,000 home in US in2026 doesn’t mean you’re winning. It means you’re stepping into a math problem most people are never shown. In this video, we break down the real cost of buying a $500K house — not the listing price, not the down payment hype, and not the “you’re approved!” fantasy. We walk through: • Why $500,000 is now considered “normal” housing • How PMI quietly punishes buyers for not being rich • What a $4,367 monthly housing payment actually does to real lives • Why banks approve loans that destroy financial stability • How “house poor” became normalized — and rebranded as adulthood • The difference between being approved and being safe This isn’t about fear. It’s about arithmetic. If you’ve ever felt like you’re “doing everything right” but still falling behind, this channel is for you. Capital Misfires exists to expose: • Business failures hidden by success stories • Money psychology nobody teaches • Systems that profit from confusion This video is not financial advice. It’s financial clarity. 👇 Join the conversation Is being “house poor” just normal now — or a warning sign we’re ignoring? #realcostofhomeownership, #monthlymortgagebreakdown , #housingaffordabilitymath, #500khomemonthlypayment, #PMImonthlycost, #mortgagestressexplained, #approvedvsaffordable, #housepoorreality, #whybuyingahousefeelsimpossible, #housingsystemexplained