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How much do you really need to retire—and why do the headline numbers miss the mark? In this episode of Empower Your Retirement, Frank and Frankie Guida break down the real factors that shape retirement income needs, from spending habits and lifestyle changes to inflation and income sources like Social Security and pensions. The conversation walks through how to estimate retirement expenses, why one-size-fits-all numbers fall short, and how understanding cash flow and future costs can bring clarity to retirement planning. Schedule a complimentary appointment: A Better Way Financial (https://abetterwayfinancial.com/contact/) CLICK HERE to register (https://abetterwayfinancial.com/events/) for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book (https://abetterwayfinancial.com/book/) ! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams (https://www.amazon.com/Book-Retiremen...) .” Follow us on social media: Facebook ( / abetterwayfinancial ) | LinkedIn ( / a-better-way-financial ) | YouTube (https://www.youtube.com/@abetterwayfi...) See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.