Americans Are Falling Behind on Mortgages: 2008 Repeat or False Alarm? скачать в хорошем качестве

Americans Are Falling Behind on Mortgages: 2008 Repeat or False Alarm?

Episode #309 Join the Future of Real Estate Investing with Fundrise: https://www.fundrise.com/bpmarket Episode Show Notes: https://lnk.to/onthemarketYT Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?... Grab the Book, “Recession-Proof Real Estate Investing”: https://store.biggerpockets.com/produ... Sign Up for the On the Market Newsletter: https://www.biggerpockets.com/email-s... Find Investor-Friendly Lenders: http://biggerpockets.com/findlenders Over 6 Million Americans Are Late on Their Mortgage Payments—Here’s What It Means for Investors: https://www.biggerpockets.com/blog/si... Connect with Dave and Our Panel of Expert Guests: Dave Meyer: https://www.biggerpockets.com/users/d... Henry Washington: https://www.biggerpockets.com/users/h... James Dainard: https://www.biggerpockets.com/users/j... Kathy Fettke: https://www.biggerpockets.com/users/k... Mortgage delinquencies are up…or are they? One chart that’s been circulating on social media would have you believe that a growing number of homeowners are on the brink of foreclosure, driving us toward another 2008-style collapse. Is the panic justified or unfounded? We’ll dig into the data in today’s episode! A Freddie Mac chart has been doing the rounds recently, showing a massive jump in delinquencies, but what the data really reveals is a spike in another type of real estate delinquency—a trend that should come as no surprise, given how rising interest rates impact adjustable-rate loans. But what about residential real estate? Are regular homeowners now suddenly missing mortgage payments to 2008 levels? There’s no denying that we’re entering a buyer’s market. While a 2008-style housing market crash is unlikely, inventory is growing, and home prices could decline another 2%-3%. Whether you’re a regular homebuyer or real estate investor, this means you have an unusual amount of negotiating leverage. We’ll share a strategy you can use to insulate yourself from a potential dip and capitalize on an eventual surge in home prices!