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Everyone tells you the same thing about retirement: “You need $1,000,000 to retire.” But here’s the shocking truth… Only 13% of Americans actually retire as millionaires. So what about the other 87%? Are they broke? Working until they’re 80? Living on cat food? Not even close. In this video, we break down: How many people actually retire as millionaires Why the $1M retirement goal may be completely wrong for your situation How retirement really works (and why it’s not binary) The real math behind the 4% rule How Social Security, pensions, and location affect your retirement number Why lifestyle design matters more than hitting an arbitrary savings target Powerful alternatives like Barista FIRE, Coast FIRE, and geographic arbitrage How some people retire comfortably with half the savings most calculators demand If you’ve ever felt behind, discouraged, or anxious about retirement — this video will completely reframe how you think about money, freedom, and what “retiring well” actually means.