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A clear, no-jargon breakdown of health insurance so you can make smarter decisions this open enrollment season. 🩺 In this episode of TLC – Tend Life Community, we sit down with Gwen Tagulao, Account Manager at Benefit Solutions NW (soon to be Anything Insurance), to demystify health insurance and explain how to make your coverage work smarter, not harder. Gwen breaks down what’s really driving rising healthcare costs, how open enrollment actually works, and why custom benefits can be a game changer for small businesses. She also shares practical tips for freelancers, gig workers, and individuals navigating health insurance on their own — including common mistakes that can cost people thousands. 🩺 In this episode, we cover: • What to know before open enrollment • Why healthcare premiums keep rising • How small businesses can customize benefits • Tips for freelancers and self-employed individuals • How to choose coverage with confidence Whether you’re a business owner rethinking employee benefits or an individual trying to find affordable, reliable coverage, this conversation delivers real talk, practical takeaways, and a few “aha” moments that make a complicated topic feel manageable. 👉 Subscribe for Seattle Eastside living, practical expert insights, local business stories, and community-driven conversations. 👉 Navigating big life decisions in the Pacific Northwest? This channel is for you. TLC – Tend Life Community | Season 3, Episode 12