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If you're a surgeon in Florida, you likely have a specialty-specific own-occupation disability insurance policy to protect your income. But what happens when you’re no longer able to operate—yet the insurance company denies your total disability claim? Here’s the truth: Insurers often minimize the surgical component of a surgeon’s occupation to reclassify you as only residually disabled, especially if you're still working in any other capacity. What You’ll Learn in This Video: How insurance companies misclassify surgeon disability claims Why Florida law protects you as a totally disabled specialist How bad faith laws can be used to hold insurers accountable Real case study: Liver transplant surgeon who won in federal court At Dabdoub Law Firm, we specialize in these cases and have won landmark litigation proving total disability for surgeons—even when they continue doing some limited work. Facing a denial? You need the Dabdoub Law Firm. We understands both the surgical profession and Florida disability law and can help you navigate this complex legal situation. #SurgeonDisability #OwnOccupation #FloridaLaw #DisabilityInsurance #InsuranceDenial #SurgicalSpecialty #BadFaithInsurance