[2025] Pro Rata Rule and Roth Conversions скачать в хорошем качестве

[2025] Pro Rata Rule and Roth Conversions

Two of the most beneficial tax planning tools are Backdoor Roth IRA conversions and Mega Backdoor Roth conversions. If done correctly, they are excellent methods for moving additional assets into a Roth account. The downside is that if not properly performed, you might be hit with an unwanted tax liability due to the Pro Rata Rule. In this video, we break down this complex topic to help you avoid potential tax mistakes and make the most of your Roth conversions. Kyle McClain, CFP®, CIMA®, answers questions involving: • What the Pro Rata Rule is • How the Pro Rata Rule works • How Backdoor Roth IRA conversions are affected • How Mega Backdoor Roth conversions are affected • Examples • And much more! If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective. Schedule a Complimentary Consultation: https://rgwealth.com/get-started/ Visit Our Website: https://rgwealth.com/ Connect With Us on Social: LinkedIn -   / rhame-gorrell   Instagram -   / rgwealth   Facebook -   / rhamegorrell   Twitter -   / rhamegorrell   In this video, we cover: (00:00) Intro (00:09) Questions We'll Answer (00:22) About Us (00:40) What The Pro-Rata Rule is (01:30) Other situations to use Pro-Rata Rule (02:07) Aggregation Rule (02:25) Pro-Rata Rule with Backdoor Roth IRA (02:56) Example (06:25) How to avoid the Pro-Rata Rule (07:50) Closing Thoughts IMPORTANT DISCLOSURES: Be sure to consult with human resources and review Summary Plan Description(s) before implementing any strategy discussed herein. Rhame & Gorrell Wealth Management, LLC (“RGWM”) is an SEC registered investment adviser with its principal place of business in the State of Texas. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RGWM has attained a certain level of skill, training, or ability. This material has been prepared for informational purposes only, and should not be construed as personalized tax, legal or investment advice. You should consult your own tax professional and/or attorney to determine, based on your individual situation, the effectiveness of any of the strategies described. Past performance may not be indicative of future results and does not guarantee future positive returns. For additional information about RGWM, including fees and services, send for our Firm Disclosure Brochures as set forth on Form ADV Part 2A and Part 3 by contacting the Firm directly. You can also access our Firm Brochures at www.adviserinfo.sec.gov. Please read the disclosure brochures carefully before you invest or send money.