How I’d Invest $1 Million as a High Earner | Sam Silverman скачать в хорошем качестве

How I’d Invest $1 Million as a High Earner | Sam Silverman

Investing $1 million requires a completely different strategy than investing $10,000. In this episode, Sam Silverman breaks down the exact Capital Allocation Framework used to structure portfolios for High Net Worth Individuals (HNWIs) and sophisticated investors. Most investors at the $1M - $10M level struggle not because they pick bad deals, but because they lack a structural blueprint. They confuse yield with safety, over-allocate to illiquid assets, or sit on too much cash out of fear. This video breaks down the "4-Bucket Strategy" to solve the Portfolio Paradox—giving every dollar a specific job so you can balance liquidity, income, and massive asymmetric growth without the stress. 📩 Join the "Mechanics of Money" Newsletter: https://www.mechanicsofmoney.co 🌐 Invest with Silverman Capital: https://silvermancapital.co 🌐 Sam's LinkedIn:   / samalterantiveinvestments   In this episode, we cover: • The Portfolio Trap: Why investors with $1M+ often feel more stress, not less, due to poor structure. • The 5 Filters: The checklist every investment must pass before a check is written. • The 4-Bucket System: A target allocation model (e.g., 15% Liquidity, 30% Income, 40% Growth, 10% Asymmetric). • Yield vs. Safety: Why a 12% return is often riskier than you think and how to price that risk. • Structural Failure: Why portfolios break because of timing mismatches, not just bad investment picks. ⏱️ TIMESTAMPS 00:00 - The $1M-$10M Investor Problem 00:51 - Philosophy: Every Dollar Needs a Job 01:25 - The 5 Investment Filters (Cash Flow, Growth, Access) 02:34 - Bucket 1: Liquidity & The Value of Optionality 02:43 - Bucket 2: Predictable Income & "Buying Patience" 04:38 - Bucket 3: Long-Term Growth (PE & Real Estate) 04:51 - The Golden Rule: "Illiquidity Must Be Earned" 05:00 - Bucket 4: Asymmetric Bets (Venture Upside) 05:40 - The Model Portfolio: Allocating $1 Million 06:40 - Why Portfolios Fail: Structure vs. Math Disclaimer: The content provided in this podcast is for informational purposes only and does not constitute financial or investment advice.