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Thinking about buying a condo, townhouse, or single-family home in New Jersey? Did you know you don't need to have enough cash to put 20% down? There are numerous mortgage products available, with very different down payment requirements, depending on the property type, location, and your credit profile, among other factors. Yet many first-time homebuyers and renters still think they can't afford to buy their first home until they have saved for at least 20% down payment. In this video, I discuss this topic, as well as the topics of budgeting for your all-in housing costs and the downsides of a lower down payment. 👉 Schedule your free buyer consultation today! Browse to https://www.maxvishnevnjrealtor.com/ to learn more. #firsttimebuyerhelp #housingcosts #njrealestateagent