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STOP paying collection agencies. It's actually ILLEGAL for them to collect any debt from you. In this video, you'll discover exactly why it's illegal and what to do to get rid of this credit off your credit reports forever! For my free credit letter templates, visit GetDisputeLetters.com OR SecretCreditLetters.com To get my free Credit Millionaire book about fixing your credit, visit FreeCreditBook.com To get help fixing your credit, visit CreditBoosterPlus.com To fix your personal credit AND build business credit while starting a profitable Credit Consultant recession-proof side-hustle business, visit TheCreditpreneur.com To fix your credit as quickly as possible using AI, visit CreditServiceThatWorks.com To tap into our secret money source to get up to $450,000 in unsecured credit for your business or investments, visit Credit4Cash.com To join my 100% free community (which won't be free forever), please visit www.monicamain.com/group Here is the ONE COMPANY I recommend if you want to have someone fix your credit for you: CreditBoosterPlus.com To defend yourself (if being sued), please visit NeverLoseInCourt.com for the Jurisdictionary course by a Florida attorney and get the FREE Legal Flowchart! DISCLAIMER: I am not an attorney, accountant, or licensed professional. All information provided is for educational purposes only and shared to the best of my knowledge. There may be errors, and I am not responsible for how you choose to use this information. Nothing in these videos should be taken as legal, financial, or professional advice. For legal reasons, I do not provide personal consulting or one-on-one advice—please do not contact me for individual consulting requests. ⚠️ BEWARE OF SCAMMERS: There are people impersonating me online. The only legitimate comments from me will appear under my official channel name @MonicaMain. If you see my photo with a different or suspicious username, that is NOT me.