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💰 Thinking about buying a home in Pittsburgh? Before you fall in love with a house, watch this. We've been helping Pittsburgh buyers and sellers for 22 years — and closing costs are the #1 thing that catches people off guard. In this episode of Real Estate Unfiltered, we walk through every fee line by line so nothing surprises you at the closing table. ──────────────────────────── 📚 WHAT WE COVER IN THIS VIDEO: ──────────────────────────── ✅ What closing costs actually are — and why your check isn't just your down payment ✅ Pittsburgh's transfer tax explained (up to 5% — one of the highest in PA) ✅ Title insurance: what it is and why you should NEVER skip it ✅ Prepaid items: homeowner's insurance + property taxes paid upfront ✅ How seller assist works — and how to structure your offer to use it ✅ Real example: a buyer who walked away from closing with a check ✅ Grants available in Pittsburgh + how to qualify ✅ The closing cost estimate sheet — ask for this before you do ANYTHING ──────────────────────────── 💡 REAL NUMBERS WE COVERED: ──────────────────────────── → $300K home in Pittsburgh = ~$7,500 transfer tax (buyer's portion at 2.5%) → Estimated total closing costs: $10,000–$15,000 → With 3% seller assist on a $300K home: your out-of-pocket drops to ~$5,000 → Minimum down payment: as low as 3% ($9,000 on a $300K home) ──────────────────────────── 🏡 READY TO BUY IN PITTSBURGH? ──────────────────────────── 📞 Call or text us directly: 412-657-3555 🌐 Search Pittsburgh listings: https://jordana.kw.com 📍 Serving Pittsburgh, PA & surrounding areas Free consultation — we come to you. No pressure, no obligation. ──────────────────────────── 📅 ABOUT REAL ESTATE UNFILTERED ──────────────────────────── Our weekly 25-minute educational series where we pull back the curtain on how real estate actually works — no jargon, no fluff, just the real stuff. New episodes every Wednesday at 11 AM EST. ──────────────────────────── 👩💼 ABOUT JORDANA & THE ZOBER GROUP ──────────────────────────── We're a Pittsburgh-based real estate team with Keller Williams — 22 years of experience, top 5% nationwide. We work with buyers, sellers, and investors across Greater Pittsburgh. ──────────────────────────── ⏱️ CHAPTERS (adjust to actual recording times) ──────────────────────────── 0:00 – Intro: What nobody tells you about closing costs 1:30 – Why closing costs shock buyers (and renters too) 3:00 – Pittsburgh transfer tax explained 5:30 – Title insurance: what it is & why you need it 7:30 – Buyer agent commission: how it works post-2024 lawsuit 9:30 – Prepaid items: insurance & taxes upfront 11:30 – Seller assist: the strategy that changes everything 13:30 – Live Q&A: $300K home — how much do you really need? 16:00 – The biggest surprise closing cost in Pittsburgh 18:30 – Grants available in Pittsburgh 20:30 – The closing cost estimate sheet — always ask for this 23:00 – Spring market advice: get prepared NOW 24:30 – Wrap up + Week 7 preview #PittsburghRealEstate #ClosingCosts #HomeBuyingTips #Pittsburgh #ZoberGroup #KellerWilliams #RealEstateUnfiltered #FirstTimeHomeBuyer #PittsburghPA #RealEstateTips #MortgageTips #SellerAssist