I'm 63 with $2.8 Million How Much Can I Spend in Retirement? скачать в хорошем качестве

I'm 63 with $2.8 Million How Much Can I Spend in Retirement?

Want to BETTER Protect & Grow Your Life Savings? Go here👉 https://SpicerCapital.com/Learn-More How much can I expect to spend during retirement? Will a Roth Conversion help? Will I run out of money? What are ways to create Stable Lifetime Income and what will that do for my retirement income? These are some of the questions we explore in this real case study of a couple in their 60s with around $2.8 million. ------------------------------------------------------------------------------------------ If you're new to my channel... Welcome! My name is Stephen Spicer. 👋 I'm a… ✅ Certified Financial Planner™ ✅ Accredited Estate Planner ✅ Chartered Life Underwriter ✅ Certified Long-Term Care Specialist ✅ Fiduciary advisor (on 2 levels: professionally, via the CFP Board; and legally, via government regulators) ✅ I’ve helped 100s of clients ✅ Over 15 years in the industry 🏆 The goal of my advisory firm, Spicer Capital, (and this channel) is to help you not get killed by taxes ☠️ and to overcome the significant risks to which mainstream investment advice leaves you exposed. 💣 If you're not familiar with those risks, well... you should be! 💥 That's the reason I wrote Stop Investing Like They Tell You.📕 (https://amzn.to/40kg7ec) 🥇 I believe the reason it hit 1 on WSJ's bestseller list is because, deep down, people know something is not quite right with the stock-and-bond-only portfolio. Send me an email, I'd love to share a free copy with you! 👍 At Spicer Capital, we are wealth managers helping you with everything financial planning, from cash flow to estate to tax to investment optimization. If you'd like to learn more and schedule a time to meet with an advisor, visit us at https://SpicerCapital.com/Learn-More. --- #incomeplanning #retirementplanning #retirementincome TIMESTAMPS: 0:00 - Meet the Clients 1:20 - Their Questions & Concerns 2:10 - Financial Situation Overview 3:20 - Their Unique Spending Capacity 5:04 - A Big Problem with Traditional Financial Planning 6:30 - Investment Portfolio "Guardrails" 10:23 - Clients' Goals & Cash Flows 14:59 - Historical Income Analysis 19:05 - Historical Worst Case Planning 21:47 - Tax Planning Considerations (Saving $329,000+!) 25:12 - Roth Conversions to Optimize Tax-Free Assets 27:37 - Impact of Stable Lifetime Income 33:03 - Most Important Retirement Planning Considerations DISCLAIMER: Spicer Capital, LLC is an RIA (Registered Investment Advisor). All content is not to be received as advice and each individual should consult with their dedicated financial planner, tax preparer, estate attorney, etc. before making any financial decisions. See all our disclaimers and disclosures here: https://spicercapital.com/disclosure.