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IS OPEN FINANCE WORTH IT? Is it worth joining the Central Bank's Open Finance program? In this video, I explain why Open Finance Brazil may not be as advantageous as it seems. Understand clearly how the system that allows the sharing of your banking data between different financial institutions works. ⚠️ Open Finance promises advantages such as personalized offers and better financial conditions, but it also poses significant risks to your financial privacy. Your banking data, exposed to several companies, may suffer cyberattacks or be used inappropriately. 🔐 Another critical point is the lack of regulatory clarity. Responsibility for leaks or fraud has not yet been fully defined by the Central Bank, leaving consumers exposed to legal and financial uncertainties. Is it worth taking these risks? 💡 In addition, sharing your complete financial history can negatively impact your credit analysis and expose you to invasive commercial approaches, with offers that are not always advantageous. The video warns that not all users get real benefits from Open Finance. ✅ Watch until the end to make an informed decision! Leave your opinion about Open Finance Brasil in the comments and subscribe to the channel for more educational content and important discussions about personal finance! #OpenFinance #BancoCentral #FinançasPessoais #EducaçãoFinanceira #advwillcarvalho Support the channel and get BENEFITS. Become a SUPPORTING member of this channel: / @advwilliamcarvalho ======================================== HERE YOU WILL LEARN ABOUT YOUR RIGHTS WITH THOSE WHO DEFEND THEM ****************** LEARN TO NEGOTIATE your DEBTS. I can help you get out of the red. Take part in my FREE CONSUMER training. Click on this link: https://williamcarvalho.adv.br/treina... ****************** I RECOMMEND: Camera: https://amzn.to/3q8zEBA Microphone: https://amzn.to/3N04Agy Light: https://amzn.to/3J9ijPV Computer: https://amzn.to/3osNDly Tablet: https://amzn.to/3ILy5jB Audio: https://amzn.to/3MJoDyi _____________________________ Books I recommend: Crim3 and Punishment: https://amzn.to/428lldz Terra Sonâmbula: https://amzn.to/3WD46A2 Pequeno Tratado das Grandes Virtudes: https://amzn.to/3C1bwDL A Tirarina do Mérito: https://amzn.to/3ME3eGM HERE YOU CAN LEARN ABOUT YOUR RIGHTS FROM THOSE WHO DEFEND THEM ======================================== 📋 Join the list and receive news about your rights: https://williamcarvalho.blog/receba-n... =========================================== TALK TO ME: 🖼️ Instagram: / advwillcarvalho ----------------------------------------------- NEW ARTICLES EVERY WEEK: 🌐 Blog: http://www.williamcarvalho.blog ----------------------------------------------- CONTACT: 📞 Whatsapp: (11) 94465-8112 (exclusively for scheduling appointments) 📩 E-mail: [email protected] ======================================== SUPPORT THE CHANNEL. CONTRIBUTE WITH ANY AMOUNT. PIX: [email protected] ---------- Channel Comment Policy: 1. Comments posted on this video do not necessarily reflect the author's opinion, but are the sole responsibility of those who make them, and their authors are aware of the legal penalties they may suffer in the event of prejudiced, offensive or illegal content; 2. By commenting, you agree and allow the text, profile name and profile image to be used to illustrate and compose video content and posting here on this channel, at no cost or charge to the creator; 3. Comments are subject to moderation by the channel creator and YouTube's automatic system; Comments must be appropriate to the subject/theme of the videos/channel. Comments out of context may be deleted; 4. These rules are retroactive and apply to the entire channel, on any video that has public comments. 5. If the comment is deleted (by the profile that commented or by the channel administrator), but has already been used and displayed in some video on the channel, the video content will NOT be deleted.