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What insurance questions should owners, trustees, and managing agents be asking at an AGM? In this video, Candice Persson and Mike Addison from Addsure unpack the most common and most misunderstood insurance issues raised at sectional title AGMs, based on real questions we hear every year. Drawing on insights from the Let’s Get Physical national AGM roadshow, where insurance was presented at mock AGMs across South Africa, this discussion focuses on areas where understanding is often weak, especially: • Schedule of replacement values (SRVs) • Why accurate valuations matter for claims and premiums • Common AGM insurance questions that deserve clearer answers If you are a trustee, managing agent, or sectional title owner, this video will help you ask better questions and avoid costly insurance mistakes. Sectional Title Insurance Guide - You can access the free guide referenced in this video here: https://atonx.info/st-booklet-page Read our blog post on this topic: Schedule of replacement values: What owners approve at the AGM and why the AGM pack matters: https://addsure.co.za/schedule-of-rep...