How to use YNAB to Budget and Build Wealth (2025 Beginner Guide) скачать в хорошем качестве

How to use YNAB to Budget and Build Wealth (2025 Beginner Guide)

You Need a Budget ("YNAB") is my favorite zero-based budgeting tool. You can sign-up and read more on their website: https://www.ynab.com/ I created three free resources for this video that you can use to help create a new YNAB budget from scratch. This video is in-depth, so I have broken out different chapters below. Feel free to come back and pick-up where you might need to leave off. The three free resources to use for this video are: 1. YNAB Quick Start checklist to follow along with: https://docs.google.com/document/d/1e... 2. Bill tracker: https://docs.google.com/spreadsheets/... 3. My YNAB Categories/Subcategories (download and point YNAB to the .zip file): https://drive.google.com/file/d/1pZrj... Chapters 03:56 Setting up YNAB and starting a 34-Day Trial 04:55 Starting a new budget 05:19 Four ways to design your categories 08:35 Importing my free YNAB category template 10:50 Deleting categories and sub-categories to your taste 11:10 Food category preferences 12:30 Health focused conscious spending 13:06 Rewards based conscious spending 13:42 Creating custom views to make your life easier 15:19 Creating your accounts 17:35 Assigning your dollars 21:20 Handling overspending and credit card debt 24:26 Adjusting my jobs until next paycheck 25:18 The joy and freedom of finishing your plan 26:33 Automating YNAB with target setting 28:04 Finding "free" money when you underspend 29:23 Creating targets for long-term goals to avoid shocks 30:56 Adding a paycheck 32:20 Finding more "free" money with planned dollars 34:30 Planning a vacation 36:57 Growing your categories 38:07 Automating transactions: linking and bank statements 39:14 Examples of transactions tied to categories 42:07 Less pressure from purposeful spending #ynab #budgeting #personalfinances #wealthbuilding